Board meeting ne aaj HDB Financial ke IPO ko shuru karne ki permission de di hai, jisme mandatory requirement hai ki IPO September 2025 tak complete hona chahiye. HDFC BANK IPO process ke bahar bhi stake sale explore karne ke liye open hain. Lekin, filhal kuch bhi plan nahi hai,” management ne modest financial results announce karne ke baad kaha (1QFY25).
Iss waqt, HDFC Bank HDB Financial ke 94.6% shares ka malik hai. HDB Financial Bharat ke sabse bade non-banking lenders mein se ek hai, jo retail borrowers aur small, medium, aur micro enterprises ko alag-alag loans aur financial services provide karta hai.
FY23-24 mein HDB Financial ka total operating income badhkar Rs 14,171 crore ho gaya, jo pichle mein Rs 12,420 crore tha. Annual profit bhi FY23 mein Rs 1,959 crore se FY24 mein badhkar Rs 2,460 crore ho gaya. Issi dauraan, HDFC Bank ne pehle quarter ke profit mein 2% ki girawat report ki, jo Rs 16,510 crore se ghatkar Rs 16,174 crore ho gaya, reflecting slower revenue growth aur higher tax expenses, jabki net interest income quarter-on-quarter 2% badhkar Rs 29,837 crore ho gaya.
Banks ki asset quality bhi deteriorate hui. Gross non-performing assets (NPA) ratio quarter-on-quarter 9 basis points (bp) badhkar 1.3% ho gayi, jabki net NPAs 6 bps badhkar 0.4% ho gayi Q1FY25 mein.
Quarter ke dauraan, retail loans lagbhag INR 18,600 billion se badhe, commercial aur rural banks ko diye loans lagbhag INR 7,200 billion se badhe, aur corporate aur dusre wholesale loans INR 26,600 billion se ghat gaye March 31, 2024 ke mukable.
Disclaimer- This article is for educational purposes only. Do not invest your hard-earned money without consulting your financial advisor and conducting your analysis.
